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BUILDERS
RISK
Legal Insurance Terms
WHAT IS BUILDERS RISK ? Custom homebuilders, general contractors and even property owners often find themselves searching for insurance coverage to protect personal or business construction projects. Builders risk insurance, also referred to as course of construction insurance, covers a person's or organization's insurable interest in materials, fixtures and/or equipment to be installed during the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause; it is often required to comply with government regulations or as a condition to meeting banking or other contractual arrangements. While a builders risk policy itself is relatively simple to obtain, ensuring the proper coverage, limits and policy type are in place requires a core understanding of the industry and the associated risks which occur during the course of construction.
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Commercial construction insurance covers commercial course of construction projects of any size and value.
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Residential and commercial new construction insurance covers course of constructions projects from production to custom building.
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Remodeling insurance covers basic to complex commercial and home renovation projects, with the option to include the existing structure.
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Installation insurance covers property of the insured and property of others being installed or awaiting installation..
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